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Financing, Fund Raising & Corporate Finance

Helping businesses identify, structure and arrange suitable funding.
Financing and Fund Raising — MASS Financialhealth Limited
Helping businesses identify, structure and arrange suitable funding.

Overview

Raising money is a financial exercise before it is a banking exercise. The question is not only who will fund you, but how much you actually need, in what form, over what tenure, and against what the business can genuinely service. Get that wrong and the funding itself becomes the problem.

We work with you on the financial architecture of the requirement — sizing the need from your business plan and working capital cycle, testing the servicing capacity, choosing between debt and equity structures, and preparing the project reports, CMA data and financial documentation that a lender or investor will actually assess.

We then support you through the process: presenting the proposal, responding to queries, and helping you evaluate the terms on the table. MASS Financialhealth Limited acts as a facilitator and advisor. We do not lend money, we are not an NBFC, and no funding outcome can be guaranteed — the decision always rests with the lender or investor.

Important: MASS Financialhealth Limited acts as a facilitator and advisor on financing. We do not provide loans, we do not act as an NBFC, and we cannot guarantee sanction, disbursement, pricing or any other commercial term. Every credit decision rests with the lender or investor concerned. *Merchant Banking, Investment Banking, Insurance Broking and other regulated services are undertaken only after obtaining the requisite registrations and approvals from the respective regulatory authorities. We act as facilitators and advisors and do not provide loans or act as an NBFC.

What’s Included

Loan & Finance Facilitation
Assessment of your funding requirement, identification of suitable facilities, and support through documentation and the sanction process.
Project Reports & CMA Data
Bankable project reports, financial projections and CMA data prepared to the standard lenders expect, grounded in defensible assumptions.
Investors & Funding Support
Investor-ready financial information, business plan support and preparation for the diligence questions that follow.
Debt / Equity Arrangements
Capital structure advice — the mix, tenure and security profile that the business can carry without straining operations.

Who Needs This Service

  • Businesses planning capacity expansion or a new project
  • Companies whose working capital limits no longer match their turnover
  • Promoters evaluating debt against equity for the next stage of growth
  • Businesses preparing to approach banks, NBFCs or private investors
  • Companies restructuring existing facilities or improving their credit profile

Benefits

A requirement that is properly sized
You raise what the business needs and can service, not a round number.
Documentation that stands up
Project reports and CMA data built on assumptions you can defend.
A clearer route to the right funder
Time spent with the institutions whose appetite fits your profile.
Better-informed terms
You understand the cost, covenants and security you are agreeing to.
Faster, cleaner process
Queries are anticipated, so fewer cycles between you and the lender.
A stronger financial story
The business is presented on the strength of real numbers.

How We Work

01
Understand
A structured discovery of the business, the numbers and what you are trying to solve through Financing & Fund Raising.
02
Analyse
Detailed review of the current position, with the gaps and priorities written down rather than implied.
03
Strategise
A prioritised plan for this engagement, sequenced so the highest-impact work happens first.
04
Implement
Hands-on execution alongside your team, with agreed deliverables and review points.
05
Grow
Ongoing review as the business moves forward, and adjustment of the plan against what actually happens.

Frequently Asked Questions

    Do you provide loans or arrange guaranteed funding?

    No. We are advisors and facilitators only. We do not lend, we do not act as an NBFC, and we cannot guarantee sanction, disbursement or any particular commercial term. The credit decision always rests with the lender or investor.

    What is CMA data and why do lenders ask for it?

    Credit Monitoring Arrangement data is a structured presentation of your past financials and projections in the format lenders use to assess working capital and term loan requirements. It is prepared from your audited accounts and your business plan.

    How long does a fund raising process take?

    Preparation of a complete proposal typically takes a few weeks. The institution's own appraisal and sanction timeline sits outside our control and varies considerably.

    Can you help if we have been declined before?

    Often, yes. A decline is usually about presentation, structure or a correctable weakness in the financial profile. We review the position honestly and tell you what would need to change.

    Do you charge a success fee on funds raised?

    Fee structures are agreed in writing before the engagement begins and are explained in full, including what is payable regardless of outcome.

Discuss Your Financing Needs

One conversation is usually enough to tell whether this is the right starting point for your business. There is no obligation and no cost.

Discuss Your Financing Needs
Business Restructuring
Corporate & Tax Advisory

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